PIP payments can be awarded to those who struggle to manage money – check if you can claim

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PIP payments can be issued to those who are suffering with long term physical or mental health conditions. To be eligible, these conditions must have left claimants with difficulties with getting around (or both) for at least three months.

Additionally, these difficulties must be expected to continue for at least nine months.

Claimants will also usually need to have lived in England, Scotland or Wales for at least two of the last three years, and be in one of these countries when they apply.

PIP payments themselves are split into two elements, a daily living part and a mobility part.

Daily living payments will pay out either £60 or £89.60 per week.

For mobility payments, it will be either £23.70 or £62.55.

Daily living payments specifically can be awarded to people who need help more than half of the time with various tasks and actions.

This includes:

  • Preparing or eating food
  • Washing, bathing and using the toilet
  • Dressing and undressing
  • Reading and communicating
  • Managing your medicines or treatments
  • Making decisions about money
  • Engaging with other people

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To determine if a claimant is eligible, they will likely need to be assessed by an independent healthcare professional following a claim.

So long as a claimant is eligible for PIP, they’ll usually be paid once every four weeks.

A decision letter will be issued to claimants laying out when the first payment will come through, and what day of the week they’ll be paid going forward.

Should a payment date fall on a bank holiday, claimants will usually be paid on the first day before the bank holiday.

Initial claims for PIP can be made by telephone, textphone or through the post.

Before applying, claimants may need to have the following information at the ready:

  • Their contact details, for example telephone number
  • Their date of birth
  • Their National Insurance number
  • Their bank or building society account number and sort code
  • Their doctor or health worker’s name, address and telephone number
  • Dates and addresses for any time they’ve spent in a care home or hospital
  • Dates for any time they spent abroad for more than four weeks at a time, and the countries they visited

Should a claimant be unhappy with a decision from the DWP following a claim, they can have it challenged under mandatory reconsideration rules.

Where claimants receive payments, they will be required to report any changes in their circumstance to the Government.

This can include if they go into hospital, change address or see changes in their condition.

This is important to note as if changes are not reported, claimants may have to pay a penalty and could even be taken to court.

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