The best high-yield checking accounts of March 2021

The best high-yield checking accounts of March 2021

Checking account APY High-interest balance limit Next steps
Axos Bank Rewards Checking
Up to 1.25% APY None Learn more
Connexus Credit Union Xtraordinary Checking
0% to 1.75% APY $25k Learn more
Rewards Checking
0.10% to 4.09% APY $10k Learn more
HMBradley
0.50% to 3.00% APY $100k Learn more
OnJuno Metal
0% to 2.15% APY $30k Learn more
Quontic Bank High Interest Checking
0.01% to 1.01% APY None Learn more
Wings Financial Credit Union High Yield Checking
0.05% to 1.76% APY $25k Learn more

A high-yield checking account is a good option if you keep a lot of money in checking. (If you don’t keep much in checking but regularly contribute to a savings account, you may be more interested in high-yield savings.)

The best high-yield checking accounts pay competitive rates on a large portion of your balance, make it easy to qualify to earn interest, and compound interest frequently.

Our expert panel for this guide

We consulted banking and financial planning experts to inform these picks and provide their advice on finding the best high-yield checking accounts for your needs. You can read their insights at the bottom of this post.

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We’re focusing on what will make a high-yield checking account the most useful, including rates, fees, and accessibility.

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  • 3.75 out of 5 StarsEditor’s RatingOUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED.A tooltipOUR EDITOR’S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. OUR CREDIT CARD EDITOR TAKES THOSE FACTORS INTO ACCOUNT, AND COMES UP WITH A RATING TO BEST REFLECT HOW THE CARD PERFORMS IN THAT CRITERIA – RELATIVE TO OTHER PRODUCTS WE’VE REVIEWED.American Express American Express® High Yield Savings Account